James Conklin is an assistant professor of real estate at the University of Georgia Terry College of Business. Dr. Conklin has a Ph.D. in business administration with a concentration in real estate and a minor in finance from Penn State University. Before earning his Ph.D., Dr. Conklin worked in the mortgage industry, holding various management positions. Dr. Conklinâ€™s research and teaching interests include real estate markets, mortgage markets and institutions, real estate finance and financial literacy. Dr. Conklinâ€™s current research focuses on mortgage broker, lender, and borrower behavior in the subprime mortgage market.
PhD, Finance, Real Estate, Pennsylvania State University, 2014
BSBA, Finance & M.I.S., University of Delaware, 2002
Prior Professional Positions
Coast to Coast Mortgage, Inc., Vice President, 2005 to 2008
Coast to Coast Mortgage, Inc., Manager, 2004 to 2005
Coast to Coast Mortgage, Inc., Loan Officer, 2002 to 2003
- Real Estate Economics & Finance
- Financial Intermediation
- The Importance of Originator-Servicer Affilation in Loan Renegotiation. The Journal of Real Estate Finance and Economics, Forthcoming.
- Contact High: The External Effects of Retail Marijuana Establishments on House Prices. Real Estate Economics, Forthcoming.
- How Do Firms Finance Non-Core Investments? Evidence from REITs. Real Estate Economics, Forthcoming.
- 2016. Credit Rationing, Income Exaggeration, and Adverse Selection in the Mortgage Market. Journal Of Finance, 71(6):2637-3686.
- 2017. Financial Literacy, Broker-Borrower Interaction, and Mortgage Default. Real Estate Economics, 45(2):376-414.
- 2014. Mortgage Brokers, Origination Fees, Price Transparency and Competition. Real Estate Economics, 42(2):363-421.